Specializing in Municipal Entity Risk Management Services
Providing the Resources to Keep Your Entity Safe
You’re Part of A Larger Community
MANAGING RISK TOGETHER
PennPRIME and Pennsylvania municipal entities manage risk together as a team. Whether your entity seeks property insurance, liability coverage, workers’ compensation coverage or a full slate of loss control and risk management services, PennPRIME offers custom-tailored risk management solutions designed specifically for you.
We are municipal specialists who fight as hard as you do to reduce risk. We offer you informed services and unique benefits that cookie-cutter insurers cannot provide. From loss control funding to education and legal protection, we go beyond insurance coverage to be part of your team. Our structure is different from commercial insurance. Founded by municipal managers, PennPRIME is owned and operated by our members. Member contributions to the PennPRIME Trusts earn investment income. Surplus monies are returned to the members in the form of credits or are used to enhance coverages and benefits.
The City of Warren has benefited from PennPRIME’s existence because we can pool our assets and liabilities with other local governments. It is an advantage to be insured through a specialty pool rather than to be lumped in with all manner of other types of businesses. Our experience with claims has been excellent. In particular, the Trust’s Director of Insurance Services is always available to answer questions. She, and the other PennPRIME staff, are knowledgeable and handle claims with efficiency. While most insurers are concerned with the bottom line, and the Trust is too, there is also an element of fairness that is part of all settlement discussions. As the representative of a local government, its residents, and the invitees that come into the City, I appreciate that approach.
- Nancy K. Freenock, City Manager, City of Warren, PA
PennPRIME has been a valued partner for Susquehanna Township. Their input and guidance have allowed the Township to adopt best practices to reduce risk, increase employee safety and keep employees productive and at work. These details have produced real savings and allowed the Township to be efficient and effective in its delivery of public services.
- Steven C. Napper, Commissioner, Susquehanna Township, PA