by PennPRIME Insurance Trust | Oct 17, 2018 | PRIME Watch, PRIME Watch Feature
News from Angela Tennis, PennPRIME Director of Insurance Services The 2019 renewal is in full swing! For the PennPRIME Workers’ Compensation Trust, all Experience Mods and renewal applications have been sent to your broker, or your entity if you don’t use a broker....
by PennPRIME Insurance Trust | Oct 17, 2018 | PRIME Watch, PRIME Watch Feature
Terry Carcella, Ligonier Township Manager (center), presents awards to Chief Moravec, Kingston Township (left), and Chief Stump, Springettsbury Township (right). Reaccredited Police Departments Recognized Pennsylvania has its own law enforcement accreditation system,...
by PennPRIME Insurance Trust | Oct 17, 2018 | PRIME Watch, PRIME Watch Feature
By Joy Breach, PennPRIME Loss Control Administrative Assistant Fire Prevention Week was established to commemorate the Great Chicago Fire of 1871 that killed more than 250 people, left 100,000 homeless, destroyed more than 17,400 structures and burned more than 2,000...
by PennPRIME Insurance Trust | Aug 24, 2018 | General Interest, Past Articles, PRIME Watch
News from Angela Tennis, PennPRIME Director of Insurance Services The PennPRIME staff is already working hard on the 2019-2020 renewals. We are in the process of providing our members, and their brokers if applicable, with their new Experience Modifier and 2019...
by PennPRIME Insurance Trust | Aug 24, 2018 | Loss Control, Past Articles, PRIME Watch
A host of issues impede the ability of Law Enforcement to provide safety and security to school children. Poverty, crime, addiction, parental indifference stretches the resources of both the Criminal Justice and Educational System. The edHUB provides a promising,...
by PennPRIME Insurance Trust | Jun 8, 2018 | Liability, Past Articles, PRIME Watch
Employment-related claims can have a significant effect on a municipal entity, both financially and in creating public relations issues for leadership. Often, a lawsuit or claim can be eliminated or mitigated early on by consulting with a labor attorney who has a...
by PennPRIME Insurance Trust | Jun 8, 2018 | Past Articles, PRIME Watch, Workers' Compensation
In the eyes of the PA Bureau of Workers’ Compensation, since PennPRIME members perform similar operations, all members should promote the same safety standards in the State's Accident and Illness Prevention Program (AIPP). AIPP is a requirement of being a group...
by PennPRIME Insurance Trust | Jun 8, 2018 | Liability, Past Articles, PRIME Watch
Amy Farkas, Manager of Harris Township, the fastest growing community in Centre County, stands proud on a stump from a tree that is more than 200 years old, located just down the street from the municipal building. The tree was weakened by emerald ash borers (AKA:...
by PennPRIME Insurance Trust | Apr 9, 2018 | General Interest, Past Articles, PRIME Watch
In late February and early March, respectively, PennPRIME welcomed a new Chairman to the Board of Trustees and a new Director of Insurance Services. What is noteworthy about both appointments is that each role has been filled with familiar faces that bring a...
by PennPRIME Insurance Trust | Apr 9, 2018 | Liability, Past Articles, PRIME Watch
By: Elizabeth Henry, PennPRIME Marketing and Member Services Manager and Ken Porter, Porter & Curtis, LLC. Imagine one of your volunteers getting stung by a bee while volunteering at the “Clean-Up the Park Day.” Imagine that volunteer having an allergic reaction...
by PennPRIME Insurance Trust | Apr 9, 2018 | General Interest, Past Articles, PRIME Watch
PennPRIME welcomes David Pribulka to our Board of Trustees. David is the Manager of Ferguson Township, a dedicated member of both the PennPRIME Trust and the PennPRIME Workers’ Compensation Trust for the past 18 years. The Township is a Home Rule municipality...
by PennPRIME Insurance Trust | Feb 6, 2018 | General Interest, Past Articles, PRIME Watch
We are pleased to welcome Steve Napper, Commissioner of Susquehanna Township, who was voted in to the Board in December. Steve is a Commissioner of Susquehanna Township, which has been a PennPRIME Trust Member for 14 years. Susquehanna is a first-class township in...
by PennPRIME Insurance Trust | Oct 27, 2017 | Past Articles, PRIME Watch, Underwriting
There are coverage and service changes taking effect in 2018 for PennPRIME and we thought we would share some of them with you now. Coverage Changes in the PennPRIME Liability Trust Limited General Liability Coverage for Named Pollutants: Many may not know off hand...
by PennPRIME Insurance Trust | Oct 23, 2017 | General Interest, Past Articles, PRIME Watch
We are pleased to welcome Gregory Wilson to the PennPRIME Board of Trustees. Greg serves as the Assistant Manager for the City of Lock Haven, which was a founding Member of the PennPRIME Trust and one of the initial Members of the PennPRIME Workers' Compensation...
by PennPRIME Insurance Trust | Oct 23, 2017 | Loss Control, Past Articles, PRIME Watch
As an added benefit for our PennPRIME Members, the Pennsylvania Municipal League has provided access to its Member Resources On-Line Training Library. This video library offers current, relevant knowledge and experience regarding the employment law issues municipal...
by PennPRIME Insurance Trust | Sep 28, 2017 | Disaster Recovery, Past Articles, PRIME Watch
You Can Be Prepared. PennPRIME and Agility Recovery Are Here to Help. As leaders in your community, are you prepared for a natural disaster? When your community is looking for help from local government, will you be up and operating or in no better situation than the...
by PennPRIME Insurance Trust | Sep 28, 2017 | General Interest, Past Articles, PRIME Watch
Newly or reaccredited PennPRIME Member Police Departments were acknowledged at the Annual Risk Management Conference held September 14-15. Accreditation promotes uniformity within the Department, which establishes a solid foundation for professional policing, creates...
by PennPRIME Insurance Trust | Jul 19, 2017 | General Interest, Past Articles, PRIME Watch
Article written by Ken Porter, CPCU, ARM, AIAF, Porter & Curtis NOTE: Many government entities use insurance brokers and agents to acquire their insurance coverages. Some insurance purchasers are not sure what services they should be receiving from brokers and...
by PennPRIME Insurance Trust | Jul 19, 2017 | Liability, Past Articles, PRIME Watch
Note: When it comes to cyber threats, many of us think it only happens to other people. Why would the “bad guys” even consider our municipal entity? Well, they will and they do! I am sharing with you the story of a Pennsylvania municipality that is a PennPRIME...
by PennPRIME Insurance Trust | Jun 2, 2017 | General Interest, Past Articles, PRIME Watch
We are pleased to welcome Jean Krack, Manager of Phoenixville Borough, who was voted on to the PennPRIME Trust and PennPRIME Workers’ Compensation Trust Boards in May. E. Jean Krack serves as the Manager of Phoenixville Borough, a 14-year member of the PennPRIME...
by PennPRIME Insurance Trust | Mar 15, 2017 | Loss Control, Past Articles, PRIME Watch
With the goal of reducing vehicle crashes, PennPRIME is implementing the following initiatives to help you navigate your drive to this important destination. The 2017 Measure of Compliance for the Loss Control Standards (LCS) is to have all employees participate in...
by PennPRIME Insurance Trust | Mar 4, 2017 | General Interest, Past Articles, PRIME Watch
PennPRIME is pleased to announce the release of our new website, designed with Members' daily risk management needs in mind. Our goal is to always provide the resources to keep your employees and entity safe. Recognizing that you would like to have some of these tools...
by PennPRIME Insurance Trust | Mar 3, 2017 | General Interest, Past Articles, PRIME Watch
We are pleased to welcome some more new faces to the PennPRIME Board of Trustees to fill vacancies left by trustees that have retired. We appreciate the contributions and service of Mary Ann Nau, Assistant Manager of the City of Warren, and Jim Phillips, Manager of...
by PennPRIME Insurance Trust | Dec 6, 2016 | General Interest, Past Articles, PRIME Watch
PennPRIME is pleased to welcome some new faces to the Board of Trustees to fill vacancies left by trustees that have moved on to new positions outside of the PennPRIME community. We appreciate the contributions and service of Paul Cornell, former Manager of Swatara...
by PennPRIME Insurance Trust | Dec 6, 2016 | Liability, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Nov 30, 2016 | May 2011 Issue, Past Articles, Workers' Compensation
Workers’ Compensation Claims Management STEP TWO: RETURNING THE INJURED WORKER TO LIGHT DUTY WHILE COMPLYING WITH THE ADA AND THE FMLA By Patrick J. Harvey, Esquire, Ballard Spahr LLP This Article is Part Two of a three part series on how to manage workers’...
by PennPRIME Insurance Trust | Nov 30, 2016 | January 2012 Issue, Past Articles, Workers' Compensation
Importance Of A Panel Physicians List One way to control the cost of your Workers’ Compensation contribution is by implementing a list of designated providers for your employees. The Pennsylvania Workers' Compensation Act gives employers the right to establish a list...
by PennPRIME Insurance Trust | Nov 29, 2016 | August 2011 Issue, Past Articles, Workers' Compensation
Workers’ Compensation Claims Management By Patrick J. Harvey, Esquire, Ballard Spahr LLP Too many municipal employers fail to globally resolve employment issues when settling workers’ compensation claims. All municipal employers seeking to settle a...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2013 Issue, Law Enforcement, Past Articles
Video, Photos and Electronic Evidence – Your Best Friend or Worst Enemy By David J. MacMain, Esq., Lamb McErlane P.C. Over the past 10 years, video, photograph and electronic evidence has become more available and widespread, and its use and retention becomes more...
by PennPRIME Insurance Trust | Nov 29, 2016 | Law Enforcement, November 2013 Issue, Past Articles
The Importance of Paperwork – How Exciting! By David J. MacMain Esq., The MacMain Law Group The bane of a police officer’s existence is report writing and documenting everything he or she does in the course of an incident, arrest or shift. Report writing is not...
by PennPRIME Insurance Trust | Nov 29, 2016 | Law Enforcement, November 2011 Issue, Past Articles
Taking Steps to Make Foot Pursuits Safer: An Historical Perspective, Policies and Tips By Alex Payne and Mark Filburn, Law Enforcement Specialists, Kentucky League of Cities Insurance Services Several years ago, the Kentucky League of Cities Insurance Services (KLCIS)...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2011 Issue, Law Enforcement, Past Articles
Policing Outside of the Box By David E. Mitchell, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. A township receives a request from a neighboring municipality for police assistance relating to flash flooding. Is the township obligated to respond? Is it...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2014 Issue, Law Enforcement, Past Articles
Operating A Police Cruiser Can Be Risky Business By David MacMain, Esq.,The MacMain Law Group, LLC Over the 20 plus years that I have been defending police agencies in litigation, I have handled hundreds of cases including numerous shootings, claims arising from SWAT...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2012 Issue, Law Enforcement, Past Articles
Exceeding Speed Limit Without Activating Lights And Siren Is Deemed Negligent By Brian P. Gabriel, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. Section 3105 of the Vehicle Code grants certain privileges to the operator “of an emergency vehicle, when...
by PennPRIME Insurance Trust | Nov 29, 2016 | Law Enforcement, May 2013 Issue, Past Articles
Dogged by Claims By Gary M. Scoulos, Esquire, Meyer Darragh Buckler Bebenek & Eck, P.L.L.C. Humans long ago recognized that canines had the capacity to be more than loyal and lovable pets. Dogs could be trained to work. For centuries, dogs have been...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, May 2013 Issue, Past Articles
What Public Entities Can Learn from Super Storm Sandy By Mark Norton, Senior Continuity Planner, Agility Recovery In Hindsight: Sandy was a storm of record proportions. It will go down in history as one of the strongest hurricanes ever to make landfall in the United...
by PennPRIME Insurance Trust | Nov 29, 2016 | August 2013 Issue, Loss Control, Past Articles
By John P. Rock, John P. Rock Inc., The Safe Driving Guy As a veteran state police accident investigator, I can’t tell you how many times I have heard people say, “Trooper, it happened so fast!,” or “I can’t believe this happened to me,” but most of all, “Only a...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2010 Issue, Loss Control, Past Articles
Adapted with permission from the VML Insurance Programs. Can we talk about Spring? But it’s still only January…So true, but now is actually a good time to review your playgrounds as Spring is just around the corner. By doing a thorough review now and making necessary...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, November 2013 Issue, Past Articles
Snowplowing Guidelines on Hours of Service By Joseph M. Boslet, PE, CPCU, CSP, ARM, ALCM, APA, VP Safety Management Services, Inservco The subject of snowplowing has generated discussions all over the board, leaving most people scratching their heads on really what to...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, November 2014 Issue, Past Articles
Safety Brief: Snow Removal Reprinted with permission by the Alaska Municipal League Joint Insurance Authority (AMLJIA) Every year people die of heart attacks while shoveling heavy snow, lose fingers in snow blower accidents, and fall from icy roofs. Snow removal can...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, November 2014 Issue, Past Articles
Safety is a Value: An Elected Official's Perspective By Joe Gierlach, Chairman, Board of Supervisors/Director of Public Works, Neshannock Township Neshannock Township is a second class township in Lawrence County run by three elected supervisors, with a workforce of...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, May 2014 Issue, Past Articles
Stopping Distances and Your Vehicle By John P. Rock, the Safe Driving Guy After this past winter, we all know that it is different trying to stop your vehicle on dry roads as compared to a wet road or snowy road. When you look at the actual figures of the stopping...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2010 Issue, Loss Control, Past Articles
Personnel Policy Shield: Protecting Your Entity from Employment Liability by Vicki L. Beatty, Esq.,Campbell Durrant Beatty Palombo & Miller, P.C. There are few more thankless tasks than writing or rewriting your municipality’s personnel handbook. This...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, May 2014 Issue, Past Articles
Park and Playground Safety Tips By Sharrod Parker, PennPRIME Claims Coordinator During the winter months, we tend to forget the magnitude of time people spend outdoors. As the weather warms and our citizens' outdoor activities increase, so do the hazards related to...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, May 2014 Issue, Past Articles
Just What is Risk Management? Part I in a Series This article was prepared by and used with the permission of the Michigan Municipal League and adapted by Bob Anspach, Director of Insurance Services, PennPRIME Trust. Dispelling The Myth Many times, managers believe...
by PennPRIME Insurance Trust | Nov 29, 2016 | August 2014 Issue, Loss Control, Past Articles
Just What Is Risk Management: Part II This article was prepared by and used with the permission of the Michigan Municipal League and edited by PennPRIME. RISK CONTROL TECHNIQUES Once you have identified your risk exposures, the next step is to choose the technique, or...
by PennPRIME Insurance Trust | Nov 29, 2016 | Loss Control, May 2012 Issue, Past Articles
Safety Tips for Tree Trimming and Chainsaw Operations Adapted with permission from the Texas Municipal League Intergovernmental Risk Pool Most chainsaw injuries occur because operators come into contact with the blade by failing to follow recommended operating...
by PennPRIME Insurance Trust | Nov 29, 2016 | January 2013 Issue, Loss Control, Past Articles
By James F. Wainwright, The Hartford Steam Boiler Inspection and Insurance Company Introduction Often we see indications that something isn’t quite right – and these may be referred to as red flags. While conducting jurisdictional boiler examinations, Hartford Steam...
by PennPRIME Insurance Trust | Nov 29, 2016 | Liability, November 2011 Issue, Past Articles
Take Notice Of A Tort Claim Defense By David MacMain, Esq. and David Gomez, Esq. of Lamb McErlane, P.C. Using an under-utilized approach to resolving litigation prior to trial may provide an opportunity for municipalities to prevent questionable lawsuits and...
by PennPRIME Insurance Trust | Nov 29, 2016 | August 2014 Issue, Liability, Past Articles
Top 12 Things to Include in Parade Safety Plans Reprinted with permission from ICMA Counties and municipalities are responsible for ensuring public safety at the many parades, festivals and special activities that may take place in their communities. To ensure these...
by PennPRIME Insurance Trust | Nov 29, 2016 | Liability, May 2013 Issue, Past Articles
The Price of Politics: Evidence of Retaliation Against One Employee Permits Jury Trial for Multiple Promotion Candidates By Brian P. Gabriel, Esquire, Campbell Durrant Beatty Palombo & Miller, P.C. As campaigns for the next election cycle heat up, the Third...
by PennPRIME Insurance Trust | Nov 29, 2016 | August 2012 Issue, Liability, Past Articles
By Julie A. Aquino, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. Most employers know that certain questions cannot be asked during a job interview because the subject of the question is not a lawful consideration in a hiring decision. For example, an...
by PennPRIME Insurance Trust | Nov 29, 2016 | August 2014 Issue, Liability, Past Articles
By Charles Starnes, Esquire, The MacMain Law Group, LLC. Municipal officials should view social media as both a powerful tool and potential source of major headaches and litigation. Social media usage is now ubiquitous, having grown into the single largest activity...
by PennPRIME Insurance Trust | Nov 29, 2016 | Liability, May 2012 Issue, Past Articles
Think Twice Before You Hit Send: Rules for Sending and Receiving Email By Julie A. Aquino, Esq., Campell Durrant Beatty Palombo & Miller, P.C. Long ago, a person wanting to have a casual business discussion would pick up the telephone and “reach out and touch...
by PennPRIME Insurance Trust | Nov 29, 2016 | Liability, November 2012 Issue, Past Articles
By Brian P. Gabriel, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. There are eight exceptions to governmental immunity afforded to municipalities under state law. Which exception exposes you to the most liability? The answer is not a close call. The...
by PennPRIME Insurance Trust | Nov 29, 2016 | Liability, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Nov 28, 2016 | Disaster Recovery, Past Articles
by PennPRIME Insurance Trust | Nov 25, 2016 | January 2014 Issue, Liability, Past Articles
Data Security & Personal Information: Trending Continues Towards Greater Regulation By Paul N. Lalley, Esq. and Melanie B. Seigel, Esq.,Campbell Durrant Beatty Palombo & Miller, P.C. With the proliferation of businesses (and government) accessing and storing...
by PennPRIME Insurance Trust | Nov 25, 2016 | Liability, November 2013 issue, Past Articles
Can We Relax Now? The Commonwealth Court’s Decision in Lee v. Beaver County Gives Some Relief to Municipal Contractual Risk Management Practices (But Don’t Get Too Comfortable) By Paul N. Lalley Esq., Campbell Durrant Beatty Palombo & Miller, P.C. Those who...
by PennPRIME Insurance Trust | Nov 25, 2016 | Liability, May 2010 Issue, Past Articles
How Public Officials Can Avoid E-Mail and Texting Liability Landmines By Patrick J. Harvey, Esq., Ballard Spahr LLP A disconnect too often occurs when public officials send e-mails and text messages. This disconnect involves public officials erroneously...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles
Risk Management and Training Safety Officers: A New Strategy for Reducing Injuries By Robert Boe and Randy Means; reprinted with permission fromLaw and Order, January 2014 Law enforcement leaders breathe a sigh of relief after certain training sessions and say, “I am...
by PennPRIME Insurance Trust | Nov 1, 2016 | Liability, Past Articles
IRS Issues Affordable Care Act Reporting Forms and Instructions for Employers By Joseph M. Motto, Esq. and David E. Mitchell, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. On July 24, 2014, the Internal Revenue Service released drafts of the new forms that...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Business Continuity Resolve to Plan in the New Year By Josh Smith, Senior Continuity Planner & Public Sector Manager, Agility Recovery It’s a new year and, for most people, that means resolution time. Regardless of whether you practice the “art” of New...
by PennPRIME Insurance Trust | Nov 1, 2016 | Claims, Past Articles
The Hidden Cost of Claims When you think about the cost of a claim, the first things that might come to mind are the medical and indemnity (lost wage) expenses. Upon further reflection, you might realize that overall insurance costs may also increase. But the...
by PennPRIME Insurance Trust | Nov 1, 2016 | January 2015 Issue, Past Articles, Workers' Compensation
Formalizing a Return–To–Work Program: The Benefits of Having a Program and How To Implement an Effective Program By Elizabeth Shreve, Claims Technical Specialist, Inservco Insurance Services, Inc. If your goal is to achieve a reduction in your Workers’ Compensation...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Most workshops and garages have flammable liquids that are used on a regular basis as part of the operation. While necessary, these liquids can also be dangerous if not used and stored correctly. Proper storage of flammable liquids is not difficult, as long as the...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
Assessing the Placement of Body-Worn Cameras for Law Enforcement: One Department’s Perspective By Sergeant Brian Marshall, B.S., M.S., Borough of Phoenixville Police Department An officer’s actions and statements being recorded by a citizen walking down the street is...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
How to Prepare for Body-Worn Cameras in Law Enforcement By Melanie B. Seigel, Esq. & Brian P. Gabriel, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. The emergence of body-worn cameras (BWC) in law enforcement will continue to impact policing as more...
by PennPRIME Insurance Trust | Nov 1, 2016 | January 2015 Issue, Liability, Past Articles
Benefits of Accident Investigations and Documentation By Brian P. Gabriel, Esq. and Joseph M. Motto, Esq., Campbell Durrant Beatty Palombo & Miller, P.C. A persistent concern among municipal entities is that written documentation of an accident or injury will be...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Riding Out the Storm By Josh Smith, Sr. Continuity Planner & Public Sector Manager, Agility Recovery Hurricanes are one of nature's most powerful and destructive forces. They can cause catastrophic damage to coastlines and impact areas several hundred miles...
by PennPRIME Insurance Trust | Nov 1, 2016 | Claims, Past Articles
Caught on Tape: Surveillance By Gary Scoulos, Esquire, Meyer Darragh Buckler Bebenek and Eck If a picture is worth a thousand words, what is the value of a video which captures a crime or an event giving rise to either a workers’ compensation or liability claim? ...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles, Workers' Compensation
Were Pirates the Pioneers of Workers’ Compensation? Pirates – a surprising beginning to the purported history of paid compensation for injured workers. When you think of pirates, you might think of ruthless criminals victimizing on the ocean seas. Or you might...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Improving Your Hazard Inspections–Compressed Gas Cylinders Compressed gases are used in several ways in workshops and garages, but most commonly for welding or forklift fuel. While necessary and useful, these cylinders can present significant hazards to...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
Ride-Alongs: Are They Worth the Risk? Adapted and reprinted with permission from the Minnesota League of Cities Many municipalities offer their citizens the opportunity to participate in various ride-along programs. A ride-along program provides the opportunity to...
by PennPRIME Insurance Trust | Nov 1, 2016 | Liability, Past Articles
Comparing Apples and Oranges: Similarities Between Liability and Workers' Compensation Exposures When you hear the phrase, “You can’t compare apples and oranges,” it is meant to convey that you can’t compare things that are completely different. However, when you...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Top 5 Lightning Myths Debunked Provided by Agility Recovery Summer is in full swing and while most of us partake in all the recreational activities the season has to offer, we mustn’t forget that it's peak lightning season. Although it receives less attention than...
by PennPRIME Insurance Trust | Nov 1, 2016 | August 2015 Issue, Claims, Past Articles
Costly Mistakes in Workers’ Compensation Handling By Nicole Shumaker, Claims Manager, Inservco Insurance Services, Inc. Workers’ compensation claims must be managed efficiently with the ultimate goals of returning an injured employee to work as soon as medically...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles, Workers' Compensation
OSHA is Not a Four-Letter Word The Occupational Safety and Health (OSHA) Act was enacted in 1970 as a result of a long history of severe, preventable, workplace injuries, not only in the United States, but also world-wide. According to the US Department of Labor,...
by PennPRIME Insurance Trust | Nov 1, 2016 | August 2015 Issue, Loss Control, Past Articles
Dandelions and Accidents - Dig Deep to Destroy the Root Dandelions. Those pesky weeds that seem to pop-up everywhere. So whatcha gonna do? Pull ‘em up, of course. And in a few days, there they are again. Why? Because more often than not you didn’t remove the root. ...
by PennPRIME Insurance Trust | Nov 1, 2016 | Law Enforcement, Past Articles
Recognition for Accredited Police Departments Pennsylvania has its own accreditation system for Law Enforcement through the PA Chiefs of Police Association and PLEAC (PA Law Enforcement Accreditation Coalition). Internationally, there is the CALEA (Commission on...
by PennPRIME Insurance Trust | Nov 1, 2016 | August 2015 Issue, Liability, Past Articles
Emerging Risk Factors with Drones By Claire Lee Reiss, J.D., ARM, CPCU, Program Director, NLC-RISC, National League of Cities (NLC) Drones are an important emerging technology for local governments and private industry. Whether they are called drones, Unmanned Aerial...
by PennPRIME Insurance Trust | Nov 1, 2016 | Disaster Recovery, Past Articles
Winter is Coming! By Josh Smith, Enterprise Account Manager, Agility Recovery If you’re a viewer of the popular HBO Series, Game of Thrones, then the title of this article means something different to you than it does to those who are not. However, imminent invasion...
by PennPRIME Insurance Trust | Nov 1, 2016 | Past Articles, Workers' Compensation
When is an Injury Not a Work-Related injury? When the Employee is Not in the Course and Scope of Employment By Kristopher Kachline, Esquire, The Chartwell Law Offices, LLP. Not all of your employees’ injuries are compensable. It is a well-settled concept that only...
by PennPRIME Insurance Trust | Nov 1, 2016 | Liability, November 2011 Issue, Past Articles
Responding To and Tracking Citizen Complaints By David E. Mitchell, Esq., Campbell, Durrant, Beatty, Palombo & Miller, P.C. Having a mechanism for receiving, tracking and responding to citizen complaints regarding potentially dangerous conditions involving...
by PennPRIME Insurance Trust | Nov 1, 2016 | Claims, Past Articles
Municipal Sidewalk Claims From The Claims Desk Perspective By Jack Maher, INSERVCO Claims Technical Specialist A frequent type of claim that comes across my desk is a trip and fall, where it is alleged that some kind of defect in a sidewalk caused the fall with...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Clever Enforcement of Seat Belt Use Requirements Do you struggle with how to effectively enforce seat belt use required by Loss Control Standard (LCS) #4? At the Member Sharing session of the 2015 PennPRIME Annual Membership Meeting and Risk Management Conference,...
by PennPRIME Insurance Trust | Nov 1, 2016 | Loss Control, Past Articles
Improve Your Hazard Inspections - Fixed and Portable Ladders Most facilities use ladders on such a frequent basis that it becomes second nature. Unfortunately, if an employee has not been properly trained on how to select, inspect, set up, use and store the specific...
by PennPRIME Insurance Trust | Oct 31, 2016 | Law Enforcement, Past Articles
Firearms Simulator Safety By Mark Filburn and Troy Pitcock, Kentucky League of Cities Insurance Services (KLCIS) Loss Control Law Enforcement Specialists Reprinted with Permission Safety First – On the Street and In the Classroom! It is important to constantly...
by PennPRIME Insurance Trust | Oct 31, 2016 | Liability, Past Articles
Insurance Considerations For Drone Use Drones or Unmanned Aircraft Systems are now in use, or being considered for use, by local government entities across the nation. Police, public works, and fire services are some of the potential users. While much consideration...
by PennPRIME Insurance Trust | Sep 21, 2016 | Law Enforcement, Liability, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Sep 21, 2016 | Law Enforcement, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Jul 27, 2016 | Liability, May 2014 Issue, Past Articles, PRIME Watch
By David E. Mitchell, Esq., Campbell Durrant, Beatty, Palombo & Miller, P.C. Some employers believe that not having written employment policies in place is beneficial because it allows them more flexibility in responding to situations that arise in the workplace. ...
by PennPRIME Insurance Trust | Jun 14, 2016 | Loss Control, Past Articles, PRIME Watch, Workers' Compensation
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | May 3, 2016 | Loss Control, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
by PennPRIME Insurance Trust | Mar 21, 2016 | Liability, Past Articles, PRIME Watch
Disclaimer: This document is for example only and should not be used as a final product. The specific needs, practices, form of government and other operational procedures of your governmental entity may impact whether this example is appropriate for your use....
